About Us
Bespoke Service and Advice
We believe that, with something as important as your finance, you need the personal touch, a single point of contact, one person, from start to finish. Someone who is accessible and not serviced by a centralised call centre.
At Finance Genius we get to know you, your industry and your business, the equipment, its suppliers, and understand your needs. Someone who is on your side, working on your behalf to arrange the best finance for your business.
You're in Safe Hands
We’re authorised and regulated by the Financial Conduct Authority.
Finance Solutions
Finance Genius offer competitive and flexible commercial financial solutions according to your needs and requirements.
Free Initial Consultation
Let’s discuss your business funding options.
Asset Finance
Motor & Asset Finance
We provide you a fast, competitive quote to fund cars, vans, HGVs, lease IT, equipment and many types of machinery.
Business Loans for Business People
We have unrivalled access to the most flexible and responsive lenders in the UK market. We offer expert advice and can provide the capital required for your business, whether for commercial vehicles, expansion, purchasing new equipment or other business needs.
Business Funding
Vehicle Finance
We can offer finance for any type of car, van or HGV including:
– Hire Purchase
– Contract Purchase
– Finance Lease
– Contract Hire
General Business Finance
What can you use a business loan for?
– Business Expansion
– Purchasing Equipment or Machinery
– Moving Premises
– Improve or Bridge Your Cashflow
– Purchasing Stock
– Taking on New Staff
Commercial Mortgages
A commercial mortgage is similar to a residential mortgage, except the collateral is security over the Freehold or long Leasehold of a commercial building or other business real estate – in general not a single residential property although residential property portfolios are common.
In addition, commercial mortgages are typically taken on by businesses instead of individual borrowers. The borrower may be a partnership, incorporated business, or limited company so assessment of the creditworthiness of the business can be more complicated than with residential mortgages.
Frequently, the mortgage is supplemented by a general obligation of the borrower or a personal guarantee from the owner(s), which makes the debt payable in full even if foreclosure on the mortgaged collateral does not satisfy the outstanding balance.
Wide Range of Providers & Products
Finance Genius has relationships with a range of commercial mortgage providers from the high street through to very specialised merchant banks and private funding lines. With over 300 providers of long-term borrowing we are confident that we can secure you the best possible product for your commercial mortgage requirement.
Owner-Occupier
A commercial mortgage where you are purchasing or refinancing a property for your business to operate from.
Commercial Investment
A commercial mortgage where you are purchasing or refinancing a property which will then be rented out.
Medium-Term Loans
This type of loan is generally put into place for between 2 to 5 years and can use as security, a residential or commercial property. Longer than the typical bridging loan, but much shorter than the term of an owner-occupier or commercial investment mortgage.
Key features of our service include:
– A fully managed service from application through to funds transfer
– Asset Finance for all vehicles, computers / IT equipment and all types of machinery
– Business loans and Commercial / Buy to Let Property Mortgages
– Funding solutions even when adverse credit / CCJ’s exist
– Business acquisition funding – loans for commercial, industrial, retail, pubs etc
– Bridging finance for any purpose and secured / unsecured personal loans
– Competitive interest rates, flexible loan terms